With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...

Homeowners insurance rates are rising across the U.S., driven by climate change, rising cost of building materials and surging home prices. Almost half of property insurance policy holders in the U.S.

American Modern Insurance Group is a specialty division of Munich Re. It offers homeowners insurance for properties that may be difficult to insure through standard carriers. The company has unique ...