Forbes contributors publish independent expert analyses and insights. True Tamplin is on a mission to bring financial literacy into schools. Life insurance is a crucial risk management tool within any ...

Term life insurance is generally the most cost-effective option for covering temporary financial obligations with life insurance, like a mortgage or your child’s college education. The average monthly ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Thomas J Catalano is a CFP and Registered Investment Adviser with the state of South ...

Diane Costagliola is a researcher, librarian, instructor, and writer who has published articles on personal finance, home buying, and foreclosure. Re-entry term insurance is a form of renewable term ...

Term insurance locks in rates for a specific period, with low-cost premiums but no cash value. Whole life provides lifelong coverage and a cash value account, but premiums are typically much higher ...

Term life insurance is a type of policy that, as the name suggests, covers you for a specific number of years. If you pass away during that time, your beneficiaries will receive a death benefit. This ...

Best for health conditions: Guardian Life. Best for term length options: MassMutual. Best for customer experience: Northwestern Mutual. Best for social responsibility: Thrivent. Best for high coverage ...

Understand costs, how 20-year term life insurance works and who it can help the most Written By Written by Insurance Staff Writer, WSJ | Buy Side Kimberly Lankford is an insurance staff writer at Buy ...

Getting life insurance is a good idea, especially if you have a spouse or kids. But choosing the right life insurance policy for your family can be confusing, especially with dozens of types of ...

Life insurance is designed to provide a death benefit to your loved ones after you pass away. Certain policies can also ...

If your term life insurance policy is ending and you’re still alive to see it, congratulations! You're in the 97% — that's the percentage of term policies that never pay out a death benefit, according ...

Your best choice depends on your budget, time frame and investing needs Written By Written by Insurance Staff Writer, WSJ | Buy Side Kimberly Lankford is an insurance staff writer at Buy Side. Edited ...