Retirement is complicated, and simple doesn't always mean better.

A financial planner sat down with a 58-year-old client who had done almost everything right. Steady contributions over three ...

Life is full of milestones—and fortunately, for scheduling purposes, those milestones don't all happen at the exact same time. Think about the various savings goals you might have had across your life ...

Learn how to fund your retirement cash bucket using appreciated assets, savings, and tax strategies before leaving the workforce. While most retirement portfolios include allocations to stocks and ...

Each of us, unless we're independently wealthy, needs a good retirement plan that outlines how much money we'll need to amass before we retire, how we'll get it, and how we'll withdraw from it in a ...

Many financial experts question retirement strategies that might not be relevant today. By updating retirement plans, you can ...

As retirement approaches, one of the most common questions people face is: “How much can I safely withdraw from my savings each year?” For decades, the 4% rule has served as a widely accepted ...

This article adheres to strict editorial standards. Some or all links may be monetized. For decades, retirees have followed the guideline to withdraw 4% of their investment portfolio each year in ...

Salvatore M. Capizzi is executive vice president of Dunham & Associates Investment Counsel Inc., which has been challenging industry thinking for 40 years. He authored a whitepaper (“Is Our Industry ...

With the three-bucket retirement strategy, you can meet your regular monthly expenses, keep a cushion for the medium term, ...

Retirement planning is often reduced to a single number. A savings target. A portfolio value. A finish line. In my experience, that mindset is one of the biggest reasons plans fail in real life.