With federal oversight in retreat, deep-pocketed collection companies are aggressively pursuing down-and-out consumers who are struggling with record levels of credit card debt. Meanwhile, consumer ...

The number of filings is back above 2020 levels as prices rise and people rely more on credit cards, an analysis finds. But many borrowers don’t respond to the suits and lose by default. By Ann Carrns ...

Old debt won't just disappear, but can creditors freeze your bank account after the statute of limitations expires?

Debt collectors have limits under federal law and there are certain behaviors that cross the line into harassment.

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. While weighing their options, some borrowers may stumble on an ...